Revenue increased 55% year-on-year to ₹366.58 crore, while EBITDA more than doubled to ₹124.9 crore.
Lucknow : Vartis Platforms, a financial infrastructure company operating across retail credit participation, digital lending, and lending technology, today announced its audited consolidated financial results for the year ended March 31, 2026. The company operates three platforms under the names of LenDenClub, InstaMoney and Vartis One.
The Group reported a Profit After Tax (PAT) of ₹96.22 crore in FY26, registering a growth of over 180% from ₹34 crore in FY25. Consolidated revenue increased 55% year-on-year to ₹366.58 crore, while EBITDA more than doubled to ₹124.9 crore, compared to ₹50 crore in the previous financial year. During FY26, Vartis Platforms’ different platforms facilitated total transaction value of over ₹5,000 crore.
The performance reflects the Group’s focus on profitable growth, operating discipline, and the development of scalable credit infrastructure across its platform businesses. LenDenClub (Operated by Innofin Solutions Pvt. Ltd.), the Group's Peer-to-Peer (P2P) lending platform, accounted for the largest share of the Group;s revenue at 54%, continuing to enable credit investment opportunities for lenders. InstaMoney, the Loan Service Provider (LSP) platform, accounted for 43% of the Group;s revenue, expanding its partnerships with institutional lenders to support digital loan sourcing, origination and servicing.
Vartis One, the Technology Service Provider (TSP) business, accounted for 2% of the Groups revenue, and the remaining 1% was from other group companies, strengthening its technology offerings for financial institutions through digital lending infrastructure and platform solutions.
The Group also strengthened its AI focus during the year to build products which can improve efficiencies of different platforms. With this strong performance during this FY, the company will focus more on R&D as well as technology strengthening to leverage its platforms by 2030.
Commenting on the results, Bhavin Patel, Co-founder and CEO, Vartis Platforms, said: “FY26 represents an important step in Vartis Platforms’ evolution from a set of lending businesses into an integrated credit infrastructure platform. The growth in revenue and profitability reflects stronger operating discipline, deeper institutional partnerships, and continued investment in underwriting, technology, and risk management.
India’s next phase of credit growth will require more than faster distribution. It will require better credit intelligence, transparent operating systems, and responsible capital participation. Our focus is to build that infrastructure with long-term discipline, regulatory alignment, and sustainable profitability. Better profit margins have provided us more leverage to focus on allocating better R&D budgets, which will help us build such infrastructure products stronger and faster.”
Looking ahead, Vartis Platforms will continue to strengthen its presence across digital lending infrastructure, accelerate technology-led product development, and expand collaborations with banks, NBFCs and financial institutions. The Group will remain focused on increasing access to formal credit while supporting the evolving needs of India;s digital financial ecosystem.
