New Delhi | Union Bank of India on Wednesday reported a robust financial performance for the third quarter of the financial year 2025–26, posting a net profit of ₹5,017 crore, marking a year-on-year growth of 18.07 per cent. The bank’s Board of Directors approved the financial results for the quarter ended December 31, 2025.
According to the bank’s financial statement, interest income for the quarter rose to ₹26,443 crore, registering a growth of 5.85 per cent compared to the corresponding period last year, reflecting steady expansion in lending activities.
Union Bank’s total business grew by 5.04 per cent year-on-year to ₹22,39,740 crore as of December 31, 2025. Gross advances increased by 7.13 per cent, while total deposits recorded a growth of 3.36 per cent during the same period. The bank’s global deposit base stood at ₹12,22,856 crore at the end of the quarter.
The bank reported strong momentum in its Retail, Agriculture and MSME (RAM) segment, which grew by 11.50 per cent year-on-year. Retail advances surged by 21.67 per cent, while MSME advances rose by 19.75 per cent. RAM advances accounted for 58.84 per cent of the bank’s total domestic advances, underlining its strategic focus on granular and diversified lending.
Asset quality continued to improve during the quarter. Gross non-performing assets declined to 3.06 per cent, a reduction of 79 basis points year-on-year, while net NPA improved to 0.51 per cent, down by 31 basis points.
The strong Q3 performance highlights Union Bank of India’s consistent growth, improving asset quality, and sustained emphasis on retail and MSME-led expansion.
