SIDBI Reports ₹4,811 Crore Profit for FY 2025

Lucknow – The Small Industries Development Bank of India (SIDBI) recorded a robust net profit of ₹4,811 crore for the financial year 2025, marking the highest profit in the bank’s history. The announcement came during SIDBI’s 27th Annual General Meeting (AGM) held at its headquarters in Lucknow, where the audited financial results for the year ending March 31, 2025, were approved.

Addressing the members, SIDBI Chairman and Managing Director Manoj Mittal highlighted the bank’s strong operational and financial performance. SIDBI’s balance sheet grew to over ₹5.68 lakh crore, up 8.7% from ₹5.22 lakh crore in FY 2024. The loan and advances portfolio increased to ₹4,96,282 crore, an 8.8% rise from ₹4,56,015 crore in the previous year.

During FY 2025, SIDBI earned total income of ₹38,511 crore, reflecting a 20.6% growth over the previous year. Earnings per share (EPS) also rose to ₹84.62. The bank maintained excellent asset quality, with gross NPA and net NPA ratios at 0.04% and 0.00%, respectively. A dividend of 20% for FY 2025 was approved at the AGM.

“SIDBI is committed to strengthening and expanding the MSME sector by leveraging advanced technology to promote financial inclusion. We are expanding credit access through innovative digital initiatives and loan products like the Express Loan, which uses automated assessment systems for quick and seamless approvals,” Mr. Mittal said.

Working closely with the government and other stakeholders, SIDBI supports micro, small, and medium enterprises (MSMEs) to grow, scale, and expand globally. The bank is also emphasizing green energy and clean production practices, providing MSMEs with sustainable business opportunities.

SIDBI has significantly expanded its branch network during FY 2025 and continues to plan further expansion to enhance credit accessibility for more MSMEs. The bank also aims to leverage industry association networks to implement impact-oriented programs that strengthen the MSME ecosystem.

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