Lucknow: ManipalCigna Health Insurance, one of India’s leading health insurance companies, has demonstrated its commitment to Uttar Pradesh by protecting over 15.6 lakh people and settling claims worth Rs 119.49 crore over the past three years. Advancing its mission to make quality healthcare accessible to more people, the company is seeing rapid adoption of its innovative and award-winning product, ManipalCigna Sarvoh. This plan, designed for India’s “missing middle” population, accounted for 57% of the company’s new business in Uttar Pradesh between January and June 2025. Sarvoh was recently named ‘Product of the Year 2025 – Health Insurance’ in a consumer preference survey conducted by the research firm NielsenIQ.
With a robust network of 7 branches, over 800 listed hospitals, and 4,000 advisors in Uttar Pradesh, ManipalCigna is continuously strengthening its services and distribution. The company also plans to open 7 new branches and add more than 3,000 new advisors in the state during the 2025-26 fiscal year.
From a health perspective, non-communicable diseases (NCDs) account for approximately 48% of all illnesses in Uttar Pradesh, posing a significant challenge. Conditions like diabetes and high blood pressure are on the rise, and studies show they are more prevalent in urban areas than in rural ones. These circumstances highlight the critical need for affordable and comprehensive health insurance plans to protect families from the increasing costs of chronic diseases.
Sapna Desai, Chief Marketing Officer, ManipalCigna Health Insurance, said, “At ManipalCigna, our focus is on ensuring that quality healthcare services are affordable, inclusive, and easily accessible for every household in Uttar Pradesh. In recent years, we have strengthened our presence in the state through partnerships with hospitals, advisors, and the introduction of new products. Our award-winning product, ManipalCigna Sarvoh, is the best example of this. Sarvoh alone has contributed to more than half of our new business in UP this year. This reinforces our vision to become a lifelong health partner for the people and protect the health and well-being of the entire state.”
ManipalCigna Sarvoh offers three distinct plans tailored to meet diverse customer needs:
- ManipalCigna Sarvoh Uttam Plan: This plan includes the option of unlimited coverage called “Anant.” It gives customers the freedom and complete protection to face even the most serious health challenges.
- ManipalCigna Sarvoh Param Plan: This plan provides zero waiting period coverage from day one. It also offers an unlimited sum assured, ensuring peace of mind and continuous protection from the very beginning.
- ManipalCigna Sarvoh Pratham Plan: This is an affordable and essential health insurance plan, especially for families who have been previously uninsured. It is beneficial for both new policyholders and existing customers, helping them manage the costs of treatment for major illnesses and accidents.
Ashish Yadav, Head of Products & Operations, ManipalCigna Health Insurance, said, “Through Sarvoh, we are trying to provide carefree healthcare to families from the start. This includes features like unlimited coverage in the Uttam plan and zero waiting period in the Param plan. By providing benefits from day one, we are giving people the confidence that they don’t have to worry about treatment costs, but instead can focus on their health. The key feature of these plans is that their useful features make Sarvoh a complete and reliable solution for the diverse healthcare needs of the people of Uttar Pradesh.”
