Mumbai/ Lucknow: HDFC Bank has announced its financial results for the July–September quarter of FY 2025–26, reporting a robust 10.8% year-on-year (YoY) increase in standalone net profit. The bank’s profit after tax (PAT) reached ₹18,641.28 crore, compared to ₹16,820.97 crore in the same period last year.
The net interest income (NII) — the difference between interest earned and interest paid — rose 4.8% to ₹31,551.5 crore from ₹30,113.9 crore a year ago. The bank’s core net interest margin stood at 3.27% on total assets.
Other income (non-interest revenue) for the quarter stood at ₹14,350 crore, including ₹8,840 crore from fees and commissions, ₹1,590 crore from foreign exchange and derivative revenue, and ₹2,390 crore from trading and mark-to-market gains.
Asset quality continued to improve both sequentially and annually. As of September 30, 2025, the bank’s gross non-performing asset (NPA) ratio stood at 1.24%, down from 1.36% a year earlier, while net NPA was at 0.42% of net advances.
The total balance sheet size rose to ₹40.03 lakh crore from ₹36.88 lakh crore in the previous year. Total deposits increased 12.1% to ₹28.01 lakh crore, while gross advances grew 9.9% to ₹27.69 lakh crore.
HDFC Bank’s share price stood at ₹1,000.6, reflecting a 19.22% annual gain. Over the past year, the stock traded between ₹812.15 and ₹1,018.85 and has surged 2.74% in the past five days. Overall, it has delivered an 18.99% return over the past year, underscoring strong investor confidence.
