Mumbai: Bandhan Bank has reported an 11% year-on-year (YoY) growth in its total business, reaching ₹2.88 lakh crore for the fourth quarter of the financial year 2024-25. The bank’s continued expansion, improved operational efficiency, and a favorable business environment have contributed to this strong performance.
Total deposits witnessed a 12% annual increase, rising to ₹1.51 lakh crore. Retail deposits now account for approximately 69% of total deposits, reflecting growing customer confidence. The bank’s Current Account and Savings Account (CASA) ratio stood at 31.4%, a healthy indicator of stable, low-cost funding.
Bandhan Bank’s loan book also grew around 10% year-on-year to ₹1.37 lakh crore. The bank’s Capital Adequacy Ratio (CAR) remained robust at 18.7%, well above the regulatory requirement, signaling strong financial stability.
For FY2024-25, the bank posted a net profit of ₹2,745 crore.
The bank continues to strengthen its national presence, now operating through over 6,300 banking outlets across 35 of India’s 36 states and union territories. Bandhan Bank serves over 3.15 crore customers and employs nearly 75,000 people.
Commenting on the results, Parthapratim Sengupta, Managing Director and CEO of Bandhan Bank, said:
“Our performance is a reflection of our balanced strategy, strong governance, and the trust of our customers. As we transition into ‘Bandhan Bank 2.0’, we are focused on digital transformation, expanding our distribution network, diversifying our asset base, and enhancing customer experience to ensure sustainable long-term value creation.”
The bank is also placing strategic emphasis on diversifying its asset mix, particularly by expanding its retail portfolio. Accelerating digital initiatives remains a top priority to boost efficiency, productivity, and overall customer satisfaction.
