Indore: Bandhan Bank announced its financial results for the third quarter of the financial year 2025–26, reporting a robust performance marked by steady growth across key parameters. The bank’s total business increased by 11 per cent year-on-year to cross the ₹3 lakh crore milestone, reaching ₹3.02 lakh crore in Q3 FY26.
The growth was primarily driven by the bank’s expanding distribution network, improved operational efficiency, and a supportive business environment. During the quarter, Bandhan Bank’s total deposits grew 11 per cent on a year-on-year basis to ₹1.57 lakh crore. Retail deposits continued to form a strong base, accounting for 72 per cent of the total deposit portfolio, underscoring the bank’s focus on stable and granular funding.
Total advances also witnessed healthy growth, rising by nearly 10 per cent year-on-year to ₹1.45 lakh crore during the quarter. The bank’s Current Account Savings Account (CASA) ratio stood at 27.3 per cent, reflecting a balanced deposit mix. The Capital Adequacy Ratio (CAR) remained strong at 17.8 per cent, well above the regulatory requirement, highlighting the bank’s sound financial position and resilience.
As of Q3 FY26, Bandhan Bank operates across 35 out of India’s 36 states and Union Territories, serving approximately 3.25 crore customers through a network of over 6,350 banking outlets. The bank’s workforce strength stood at more than 74,500 employees.
Commenting on the performance, Partha Pratim Sengupta, Managing Director and Chief Executive Officer of Bandhan Bank, said, “The third-quarter performance reflects strengthening fundamentals and continuous improvement compared to previous quarters. In the fourth quarter, we are gearing up to accelerate several digital initiatives aimed at enhancing customer experience, operational efficiency, and scalability. We remain fully committed to building a strong, resilient, and diversified bank, which positions us well for sustainable and profitable growth in the future.”
The bank continues to focus on diversifying its asset base, with a strategic emphasis on expanding its retail portfolio. Increasing digitisation to improve efficiency, productivity, and customer experience remains a key priority as Bandhan Bank looks to consolidate its growth momentum in the coming quarters.
